GTS-Asia Pacific, heading the client access platform (CitiDirect) for new product functionality. Led the localization of the platform & local language payment support in Asian languages (Chinese, Thai, Korean, Japanese) and added the Reporting access (Asia Reporting Services) and contingency payment initiation feature.

Worked at Tampines Junction (Singapore) from June 2001 to Feb 2003

After close to 7 years with Visa in Singapore, KL and India have decided to become a consultant in the retail payments space (cards, mobile, ecomm) based in Mumbai