I was at Citibank from 1976 through 1988. I worked in the Office of the Chief Financial Officer (DOn Howard) and later in asset sales and syndications in the National Banking Group.

Since 1991 I have been in business for myself as an investment advisor and insurance agent. I am an agent of The Guardian (not a captive agent) and my broker dealer is Park Avenue Securities. I sell long term care insurance, medical, disability and life insurance and offer financial planning and products ranging from mutual funds to wrap accounts and money management. Annuities, retirement planning and 529 plans for college savings are some of the products I offer. I also write poetry,

Enjoy museums and bird watching.