Last job at Cti was Regional Senior Credit Officer for Caribbean based in San Juan PR.

After that I went into consulting and spent 4 years in KPMG based in Chicago where I still maintain my primary residence.

The consulting work led to a couple of gigs in Puerto Rico due to my local ex-Citi colleagues who moved around in different banks.

One of those led to my current job as Chief Credit Officer for Westernbank based in San Juan. I commute" between San Juan and Chicago.

Having fun using my experience with Citi and with all the banks I consulted with to assist this local bank move up to the next level. And the best part is ... my place is on the beach and it is warm all year! Retirement planning 101 !!!